Financial Control for Your Business

Simplify how your business handles spending, payments, and financial oversight. From prepaid cards to merchant tools, everything is integrated and easy to manage in one seamless platform.

  • Instant Transfers
  • Payments Worldwide
  • Direct Debit Collection
  • Expense Management
Get Started

Prepaid Expense Cards

Control spending before it happens. Issue reloadable prepaid cards to employees or departments with customisable spending rules. Set daily or monthly limits, restrict merchant categories, and pause cards instantly if needed. Give your team the flexibility to spend, while you maintain full visibility and control.

Ubsidi

Direct Debit Client A

+ £43.20

Amazon

Payment Declined

£49

Ubsidi

Direct Debit Client B

+ £18.00

Microsoft

Office Suite

- £149

Ubsidi

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Stay Informed in Real Time

Never miss a beat with instant notifications for every important activity. From card transactions and spending alerts to payment approvals and direct debit updates, our smart notifications keep both admins and employees in the loop—wherever they are. Customize alerts by role, action type, or card to reduce noise and increase control.

Collect your Payments.
On Time.

Easily collect recurring payments from UK customers. Streamline your incoming cash flow with our direct debit collection service. Whether you're billing clients monthly, collecting subscription fees, or managing retainers, our platform lets you set up automated, secure direct debits from your customers' bank accounts. Reduce late payments, eliminate manual invoicing, and ensure predictable revenue.

Merchant Services

Accept payments with speed and simplicity. Whether you're a service-based business or running a retail operation, our merchant services allow you to accept card payments securely and seamlessly. Enjoy fast settlements, transparent pricing, and integration with your existing systems or POS setup.

Organize your money the right way

Full financial visibility at your fingertips. Our intuitive web and mobile platform allows business owners and finance teams to track every transaction in real time. Set approval workflows, flag suspicious activity, and generate detailed reports—all from a single dashboard designed for ease and control.

Repairs
£400
Inventory/Stock
£200
Electricity Bill
£1400
Marketing
£100

One app. manage it all.

Instant
transactions

Funds move in real-time—no waiting, no delays.

Upload
Receipts

Snap and save receipts directly from your phone.

Adjust
Limits

Set card limits anytime, in just a few taps.

Spending
Analytics

Track trends and make smarter financial decisions.

Manage Customer Payments

Automate recurring collections with direct debits.

Contactless payments

Accept tap-to-pay with secure, mobile-friendly solutions.

Team Spending. Under Control.

Simplify employee expenses, streamline your payments, and stay in control.

Open Account

Download the app

View balances, upload receipts, and get real-time transaction alerts. While admins can approve expenses, adjust limits, and access reports - all in a few taps.

Need help?

+44 176 123 456

Support Hotline

Help Centre

Ubsidi Finance provides a complete financial toolkit for businesses, including prepaid expense management cards, direct debit collection from customers, merchant payment services, and business account functionality. All of this is managed through our intuitive mobile and web platform—giving you control, visibility, and efficiency over company finances.

Opening an account is simple. Just sign up online, provide your business details, and complete a quick identity verification process. Once verified, you’ll gain access to the Ubsidi dashboard and can start issuing cards, setting spending limits, and managing payments right away. Click here to open an account.

Most accounts are approved and live within 2–3 business days, provided all required documentation is submitted correctly. In some cases, further verification may be required, which could slightly extend the timeline. We will notify you in such cases.

No hidden fees-ever. We believe in transparent pricing. All fees are clearly outlined during onboarding and in your customer agreement. You’ll always know what you're paying for and why.

Ubsidi is built for UK-based businesses of all sizes that want smarter financial control. Whether you’re managing teams, issuing expense cards, collecting payments, or tracking spending, Ubsidi helps simplify and streamline your financial operations.

Yes. Security is at the core of everything we do. All data is encrypted, and we follow strict regulatory standards through our licensed third-party partners. You also have access controls, card freeze options, and real-time alerts to help protect your business.

Absolutely. You can set custom daily, weekly, or monthly spending limits for each cardholder, ensuring full control over company expenses. Limits can be adjusted instantly through the dashboard or mobile app.